Rideshare Accident Lawyer in Brunswick, GA

A rideshare crash can upend your life in a moment. The medical bills start before you leave the hospital. A corporate insurance adjuster, or two, or three, calls before you have spoken to a doctor. And the first settlement offer lands before anyone has measured what your injuries will actually cost you long-term.

Boyd Law Firm represents Uber and Lyft accident victims in Brunswick and throughout Southeast Georgia, including passengers, other motorists, pedestrians, and rideshare drivers caught between policies. We investigate what happened, identify every layer of coverage, and don’t get paid unless you do.

What to Do After a Rideshare Accident in Georgia

The steps you take in the hours and days after an Uber or Lyft crash directly affect your claim. Here is what matters most:

Call 911. A police report creates an official record of the accident.
Screenshot your trip in the app. Capture the driver’s name, trip status, and timestamp. This is the single best proof of which insurance policy applies.
Seek medical attention immediately, even if you feel okay. A gap between the crash and your first visit gives insurers room to argue your injuries weren’t caused by the wreck.
Document the scene: vehicle damage, road conditions, and witness contact information.
Do not give a recorded statement to any insurer before speaking with an attorney.

Contact Boyd Law Firm early. The sooner we’re involved, the more evidence we can preserve before it disappears.

How Rideshare Insurance Coverage Works in Georgia

The single most important fact in any Georgia rideshare case is the driver’s app status at the moment of the wreck. Georgia regulates Uber, Lyft, and similar services as Transportation Network Companies (TNCs) under the Georgia Motor Carrier Act (OCGA § 40-1-190).

Period 0, app off: only the driver’s personal auto insurance applies.
Period 1, app on, waiting for a ride: $50,000 per person / $100,000 per accident contingent coverage.
Periods 2 & 3, trip accepted through drop-off: Uber and Lyft each maintain a $1,000,000 primary liability policy. This is the high-coverage window and the most common situation for an injured passenger.

One change every Georgian should know: on July 1, 2023, the minimum uninsured/underinsured motorist coverage rideshare companies must offer dropped to $300,000 per accident, $100,000 per person, down sharply from $1 million. Boyd Law Firm maps every available policy before any demand is made.

Dealing with the Insurance Company

The insurers in a rideshare case are not on your side. Their goal is to settle your claim for as little as possible, as quickly as possible.

Corporate insurers and their lawyers handle these claims for a living and look for reasons to deny, delay, or minimize.
Multiple overlapping policies, including the driver’s personal policy, the TNC’s tiered coverage, and your own UM/UIM, make the order of payment a legal question insurers won’t sort out in your favor.
Independent-contractor status is used by Uber and Lyft to argue they aren’t directly liable. Georgia’s TNC statutes exist precisely to close that gap.

Once Boyd Law Firm is handling your case, all insurer communication goes through us.

Frequently Asked Questions About Rideshare Accidents in Georgia

How do I know which Uber or Lyft insurance policy applies to my crash?

It depends entirely on the driver’s app status. If a trip had been accepted and was in progress, Uber and Lyft each carry a $1,000,000 primary liability policy. If the app was on but no ride had been accepted, only a smaller contingent policy applies. Screenshots of your trip in the app are the best proof of which period applies.

I was a passenger in an Uber that crashed in Georgia. Can I recover even though I did nothing wrong?

Yes. A passenger is almost never at fault, so you have a claim against whoever caused the crash. Because a trip was in progress, Uber’s or Lyft’s $1,000,000 policy is typically available, and your own uninsured/underinsured motorist coverage may add another layer.

Are Uber and Lyft directly responsible for their drivers in Georgia?

Uber and Lyft classify drivers as independent contractors to argue they aren’t directly liable for a driver’s negligence. Georgia’s Transportation Network Company laws require tiered insurance so injured people are protected, and recovery usually comes through the applicable TNC policy.

What is the $1,000,000 rideshare policy and when does it apply?

From the moment a rideshare driver accepts a trip until the passenger is dropped off, Uber and Lyft each maintain a $1,000,000 primary third-party liability policy. This covers passengers, other drivers, and pedestrians injured by the rideshare driver during that period.

What is the deadline to file a rideshare accident claim in Georgia?

The statute of limitations for most Georgia personal injury claims, including rideshare crashes, is two years from the date of injury under OCGA § 9-3-33. Acting early also preserves the app data that proves which insurance applies.

Which communities and counties does Boyd Law Firm serve for rideshare claims?

Boyd Law Firm represents injured Georgians across six coastal counties, Glynn, Camden, Brantley, Liberty, Wayne, and McIntosh, including Brunswick, St. Simons Island, Jekyll Island, and the surrounding Golden Isles.

Serving Brunswick and Southeast Georgia

Boyd Law Firm handles rideshare accident cases across Glynn, Camden, Brantley, Liberty, Wayne, and McIntosh counties. Uber and Lyft fill real gaps in a coastal region built around tourism: airport runs from Brunswick Golden Isles Airport, trips between Jekyll Island resorts and the St. Simons Island village, and late-night rides home from downtown Brunswick. When one of those trips ends in a crash, we are ready to help.

Free Consultation
No Fee Unless We Win

Talk to us before you talk to the insurance company. The consultation is free, there’s no obligation, and you pay nothing unless we win your case.

Call (912) 265-5069 or submit your case details online.

Free Consultation

912-265-5069